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Debt consolidation from a leading UK debt specialist

There are many ways to consolidate your debts. In most cases you can consolidate your debts or outgoings into one tailored monthly payment.

Benefits of debt consolidation

  • Replace multiple debt repayments with a single monthly payment
  • Cut your monthly costs
  • Know exactly when your debts will be repaid (certain debt solutions only)
  • Stop 'juggling' multiple debts - and multiple lenders

What is debt consolidation?

Debt consolidation means bringing multiple debts together. This can make your unsecured debt much easier to pay off, as you'll be making just one payment every month - and it'll probably cost you a lot less per month than you're paying today.

Do I have to be a homeowner to consolidate my debts?

You don't have to own your own home - but if you are a homeowner, you may find there are more options available to you, such as a remortgage or a secured debt consolidation loan.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Are there any drawbacks to debt consolidation?

It depends on the particular solution that's best for you.
Generally, your payments are lower but you will be paying them for a longer period of time. This means you may end up paying more in the long run, but will be able to manage your monthly finances again. Each solution has its own
benefits and drawbacks - speak to an adviser today.

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