Debt advice

• Expert debt advice
• A tailored solution to help you pay off unsecured debts
• A dedicated point of contact for help and advice
• Take control of your finances

If you're in debt, speak to our specialists for debt advice. We will review your situation and, based on your situation, could find a solution to help you repay your unsecured debts.

Debt advice for all kinds of problems

• Managing your debts
• Falling behind on your mortgage repayments
• Negotiating with your creditors
• Tackling credit card debts
• County Court Judgments (CCJs)
• Bad credit debt advice

Key facts about our fees and services

Information about our service and fees - After discussing your situation with our expert advisers, you may be advised to enter a debt solution.

If you decide to enter a solution with us, there will be fees involved. However, at Debt Advisers Direct we strive to provide our customers with the very best service at competitive rates. For more information on our fees, please click here.

Can I cancel the agreement? Remember, you're under no obligation to enter a debt solution with us - but if you do, and you change your mind, you've got the right to cancel your agreement with us at any time during the first two weeks of accepting our terms of business. Please note, IVAs and Trust Deeds are legally binding and once approved do not have a "14 day cancellation" period.

My credit rating - how will it be affected? Whilst you're on a Debt Management Plan, your credit rating will be affected in the short term. Depending on the agreement, it may also be affected in the medium to long term too.

Additional information - To access the Insolvency Service's 'In debt? Dealing with your creditors' document, please follow this link.

Managing your debts

If you need to regain control of your unsecured debts, we could help. We can provide practical assistance as well as expert debt advice.

Falling behind on your mortgage repayments

If you're behind on your mortgage payments, it's vital you seek advice quickly. Our team of mortgage specialists can talk to your mortgage provider for you, and even handle court paperwork, improving your chance of success inside and outside the courtroom.

Negotiating with your creditors

Whatever you do, don't ignore the letters and phonecalls. You'll be surprised what you can achieve if you talk to your creditors, especially if you know what to ask. Call us for advice on negotiating - or ask us to do it for you.

Tackling credit card debts

Are you missing payments? Unable to make more than minimum monthly payments? Using a credit card to pay for your essential expenses? Call us for expert credit card debt advice.

County Court Judgments (CCJs)

Worried about getting a CCJ? Already been issued with one? We can advise you on living with a CCJ, or help you stop one being issued in the first place.

Bad credit debt advice

You may have been refused credit because you have a bad credit rating. We can offer advice if you don't know what to do.

The personal approach to debt advice

Debt Advisers Direct are part of the Think Money Group. Since our foundation in 1993, we’ve built up a reputation for providing one-to-one, personalised help. Every one of our customers receives a dedicated point of contact, on hand to help them tackle any problems they encounter on the road back to financial stability.