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Banks are helping to fuel the current debt crisis by "throwing money at people", according to a television presenter.
Sarah Beeny, who presents Property Ladder on Channel 4, told the Scotsman that people are taking out large mortgages and putting themselves in debt in order to buy homes in a housing market that is not sustainable.
Even people who make a lot of money could be at risk of borrowing too much, she claimed.
"There are a lot of people who have a mortgage of £1 million," Ms Beeny explained.
"And they`re just like, yeah, yeah. They`re not really batting an eyelid at that level of debt."
She warned people who are thinking of taking out a large amount of mortgage debt that if interest rates rise they are "really going to suffer".
Today, the British Banking Association said that mortgage demand could be waning due to rising rates.