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Many Britons have faced unexpected bills in the past year, which could lead to debt problems, according to new research.
A study by Abbey reveals that 79 per cent of people were hit with surprise expenses during the past 12 months.
Of this group, half used their credit card or overdraft to pay the bills, which had an average cost of £1,375 each time, the figures reveal.
Reza Attar-Zadeh, head of savings at Abbey, explained that a "buffer savings fund" can help a person avoid falling into debt when faced with unexpected expenses.
"You never know what life is going to throw at you. Most experts recommend that you build up a fund of at least three months salary in an instant access cash account," he said.
Examples of surprise bills cited by respondents include those for home repairs, taxes, travel expenses, medical bills and forgotten birthdays and weddings.
