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Many in the younger generation are afraid that they will inherit debt from the parents, according to new research.
A study from AA Legal Services indicates that 70 per cent of Britons worry about facing high levels of debt instead of needed funds as part of their inheritance.
Debt could arise from such sources as unpaid care costs or equity release schemes, the report suggests.
James Molloy, head of AA Legal Services, said: "Recent concern over the cost of care homes, equity release schemes and growing consumer debt among the elderly are changing the way many young people view the concept of inheritance.
"As young families take on bigger and bigger debts to get a foot on the property ladder, few are banking on a future inheritance to help clear the mortgage."
Some 28 per cent of elderly parents have not yet told their children about their will, the figures state.
