Debt Advisers Direct is a trading style of Freeman Jones and part of the Think Money Group. We have over 15 years' experience helping people in debt and won numerous awards.
People looking to secure extra money may be interested to hear that a bank has begun offering loans at personalised rates.
Nationwide said that customers who opt for personal loans will receive an individual quotation based on their own circumstances.
Director of consumer finance at the firm Jeremy Wood said: "As a prudent lender in the current credit environment it is important that, in pricing personal loans, we are placing a greater emphasis on risk and lending appropriately."
He added that the change will enable Halifax to continue to lend in a sensible manner while also giving it the ability to respond to the market and offer loans to customers at a rate which reflects their individual circumstances.
Part of the HBOS group, Halifax is one of the UK`s largest providers of residential mortgages and saving accounts.
It is named after the Yorkshire town where it retains its headquarters.